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What it publishes
Read 10 September 2026: 'Many commercial lending sources cite typical LTV ranges of 65 % to 75 % for strong assets, depending on property type', and, in the same piece, that for more challenged property types, office in soft markets and retail with risk, 'lenders may cap LTV at 60 % to 65 % or lower.' Both are market statements rather than this firm's own box.
Why the downside matters more
A borrower refinancing a well-let industrial unit and a borrower refinancing a half-empty suburban office are told the same 75% by most published guides, and only one of them is going to get it. Publishing the lower band is what turns a guide into something a borrower can plan against.
Questions borrowers ask before they apply
What LTV does Terrydale Capital publish?
65% to 75% as typical for strong assets, and 60% to 65% or lower where the property type is challenged. Both are described as market ranges.
Is office harder to refinance?
On this firm's published statement, yes: it names office in soft markets among the challenged types where lenders may cap leverage at 60% to 65% or lower.
