Dscr loan rates: DSCR Lender Terms
The median published figure in the DSCR Lender Terms is 3,000,000 USD across 4 sources' own pages (range 2,500,000 to 4,500,000 USD), read 12 October 2026.
4 of the 41 named sources read in full publish a figure; 37 publish none, read 12 October 2026.
The median is unchanged since 26 September 2026 (was 3,000,000 USD across 4).
By term
| Breakdown | Median | Range | Sources |
|---|---|---|---|
| termmaximum loan size | 3,000,000USD | 2,500,000 to 4,500,000USD | 4 |
Every figure, with its source
One row per published figure: the figure as the source's own page publishes it, the page, and the day it was read. A figure that is not on a page we read is not on this one.
| Source | Figure | Breakdown | Read |
|---|---|---|---|
| Griffin Funding DSCR loans | 4,500,000USD | maximum loan size | 2026-10-12 |
| Easy Street Capital EasyRent DSCR programme | 3,500,000USD | maximum loan size | 2026-10-12 |
| Lima One Capital rental (DSCR) programme | 2,500,000USD | maximum loan size | 2026-10-12 |
| Ridge Street Capital Florida DSCR loans | 2,500,000USD | maximum loan size | 2026-10-12 |
The sentence each figure was read from (4)
- Griffin Funding DSCR loans, read 2026-10-12:
Loans from $100K to $4.5M.
- Easy Street Capital EasyRent DSCR programme, read 2026-10-12:
Loans from $100K - $3.5M+
- Lima One Capital rental (DSCR) programme, read 2026-10-12:
Loans from $100K to $2.5M
- Ridge Street Capital Florida DSCR loans, read 2026-10-12:
With rates starting at 6.0%, 30-year fixed terms, and loan amounts from $55,000 to $2,500,000, DSCR financing offers a scalable way to purchase or refinance rentals across Florida.
Read in full, publishes no figure
37 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- Lima One Capital DSCR loans, Massachusetts, read 2026-10-12: read in full and no accepted figure on the page
- Dominion Financial DSCR loans, read 2026-10-12: every candidate on the page was refused
- Kiavi guide to DSCR rental property loans, read 2026-10-12: read in full and no accepted figure on the page
- Griffin Funding Texas DSCR loans, read 2026-10-12: every candidate on the page was refused
- LendingOne guide to DSCR loans, read 2026-10-12: every candidate on the page was refused
- LendingOne DSCR lender comparison, read 2026-10-12: every candidate on the page was refused
- Defy Mortgage DSCR loan requirements, read 2026-10-12: every candidate on the page was refused
- Defy Mortgage Texas DSCR loans, read 2026-10-12: every candidate on the page was refused
- New Silver DSCR loan requirements, read 2026-10-12: every candidate on the page was refused
- Zeitro DSCR loan requirements, read 2026-10-12: every candidate on the page was refused
- Mortgage-Info DSCR loan guide and lender comparison, read 2026-10-12: every candidate on the page was refused
- HomeAbroad DSCR loan interest rates, read 2026-10-12: every candidate on the page was refused
- The Lender DSCR lender comparison, read 2026-09-12: every candidate on the page was refused
- The Lender DSCR refinance rates, read 2026-09-12: every candidate on the page was refused
- Truss Financial Group DSCR loans, read 2026-10-12: read in full and no accepted figure on the page
- JMAC Lending DSCR programme, read 2026-10-12: every candidate on the page was refused
- RCN Capital loan programmes, read 2026-10-12: read in full and no accepted figure on the page
- Visio Lending rental loan broker programme guide, read 2026-10-12: read in full and no accepted figure on the page
- Constructive Capital DSCR rental loans, read 2026-10-12: read in full and no accepted figure on the page
- CoreVest Finance, read 2026-10-12: every candidate on the page was refused
- Anchor Loans, read 2026-10-12: read in full and no accepted figure on the page
- Angel Oak Mortgage Solutions, read 2026-10-12: every candidate on the page was refused
- The Doce Mortgage Group Florida DSCR loans, read 2026-10-12: read in full and no accepted figure on the page
- MoFin Lending Florida DSCR guide, read 2026-09-12: every candidate on the page was refused
- Future Loans DSCR loan programme, read 2026-10-12: read in full and no accepted figure on the page
- Ridge Street Capital DSCR prepayment penalties, read 2026-10-12: every candidate on the page was refused
- LendSure 40-year fixed interest-only loans, read 2026-10-12: every candidate on the page was refused
- Lendmire DSCR loan terms, read 2026-10-12: every candidate on the page was refused
- Harpoon Capital DSCR prepayment penalty guide, read 2026-10-12: every candidate on the page was refused
- A&H Lend on DSCR rates, read 2026-10-12: every candidate on the page was refused
- DSCR Finder rate comparison by state, read 2026-10-12: every candidate on the page was refused
- Fannie Mae Selling Guide B2-1.3-03 cash-out refinance transactions, read 2026-10-12: every candidate on the page was refused
- Fannie Mae Selling Guide B2-1.3-02 limited cash-out refinance, read 2026-10-12: read in full and no accepted figure on the page
- The Mortgage Reports cash-out refinance on rental property, read 2026-10-12: every candidate on the page was refused
- Real Estate Skills DSCR lender comparison, read 2026-10-12: every candidate on the page was refused
- DSCR Authority requirements summary, read 2026-10-12: every candidate on the page was refused
- CrowdfundedWealth DSCR lender comparison, read 2026-10-12: every candidate on the page was refused
Methodology
Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
4 of the 41 named sources that could be read published a usable figure; 37 published none and are recorded as not published, never filled in; 4 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in USD (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 311 candidate sentence(s) were refused by a reviewer with the reason recorded.
The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per lender per published term - the DSCR floor, the FICO floor, the maximum LTV on purchase, on rate-and-term and on cash-out, the loan size range, the rate or rate floor, the origination points and the prepayment structure - giving the median and the range of each term across every lender that publishes it, the count publishing a rate at all against those that quote only, and the term that actually moves between lenders.
Nobody publishes that comparison: each lender publishes its own matrix, the affiliate round-ups rank on opinion, and joining the matrices into one table with a changed-since is the derivation.
The seasoning and LTV ceilings the agencies set (Fannie Mae's cash-out matrix) sit beside it as the conforming floor a DSCR lender is pricing against.
311 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (45)
- Easy Street Capital EasyRent DSCR programme(the publisher's own terms; quoted for reporting and comment)
- Lima One Capital rental (DSCR) programme(the publisher's own terms; quoted for reporting and comment)
- Lima One Capital DSCR loans, Massachusetts(the publisher's own terms; quoted for reporting and comment)
- Dominion Financial DSCR loans(the publisher's own terms; quoted for reporting and comment)
- Kiavi guide to DSCR rental property loans(the publisher's own terms; quoted for reporting and comment)
- Griffin Funding DSCR loans(the publisher's own terms; quoted for reporting and comment)
- Griffin Funding Texas DSCR loans(the publisher's own terms; quoted for reporting and comment)
- LendingOne guide to DSCR loans(the publisher's own terms; quoted for reporting and comment)
- LendingOne DSCR lender comparison(the publisher's own terms; quoted for reporting and comment)
- Defy Mortgage DSCR loan requirements(the publisher's own terms; quoted for reporting and comment)
- Defy Mortgage Texas DSCR loans(the publisher's own terms; quoted for reporting and comment)
- New Silver DSCR loan requirements(the publisher's own terms; quoted for reporting and comment)
- Zeitro DSCR loan requirements(the publisher's own terms; quoted for reporting and comment)
- Mortgage-Info DSCR loan guide and lender comparison(the publisher's own terms; quoted for reporting and comment)
- HomeAbroad DSCR loan interest rates(the publisher's own terms; quoted for reporting and comment)
- The Lender DSCR lender comparison(the publisher's own terms; quoted for reporting and comment)
- The Lender DSCR refinance rates(the publisher's own terms; quoted for reporting and comment)
- Truss Financial Group DSCR loans(the publisher's own terms; quoted for reporting and comment)
- JMAC Lending DSCR programme(the publisher's own terms; quoted for reporting and comment)
- RCN Capital loan programmes(the publisher's own terms; quoted for reporting and comment)
- Visio Lending rental loan broker programme guide(the publisher's own terms; quoted for reporting and comment)
- Constructive Capital DSCR rental loans(the publisher's own terms; quoted for reporting and comment)
- CoreVest Finance(the publisher's own terms; quoted for reporting and comment)
- Anchor Loans(the publisher's own terms; quoted for reporting and comment)
- Angel Oak Mortgage Solutions(the publisher's own terms; quoted for reporting and comment)
- The Doce Mortgage Group Florida DSCR loans(the publisher's own terms; quoted for reporting and comment)
- MoFin Lending Florida DSCR guide(the publisher's own terms; quoted for reporting and comment)
- Future Loans DSCR loan programme(the publisher's own terms; quoted for reporting and comment)
- Ridge Street Capital Florida DSCR loans(the publisher's own terms; quoted for reporting and comment)
- Ridge Street Capital DSCR prepayment penalties(the publisher's own terms; quoted for reporting and comment)
- LendSure 40-year fixed interest-only loans(the publisher's own terms; quoted for reporting and comment)
- Newfi DSCR loans(the publisher's own terms; quoted for reporting and comment)
- Lendmire DSCR loan terms(the publisher's own terms; quoted for reporting and comment)
- Harpoon Capital DSCR prepayment penalty guide(the publisher's own terms; quoted for reporting and comment)
- A&H Lend on DSCR rates(the publisher's own terms; quoted for reporting and comment)
- DSCR Finder rate comparison by state(the publisher's own terms; quoted for reporting and comment)
- Fannie Mae Selling Guide B2-1.3-03 cash-out refinance transactions(the publisher's own terms; quoted for reporting and comment)
- Fannie Mae Selling Guide B2-1.3-02 limited cash-out refinance(the publisher's own terms; quoted for reporting and comment)
- The Mortgage Reports cash-out refinance on rental property(the publisher's own terms; quoted for reporting and comment)
- Real Estate Skills DSCR lender comparison(the publisher's own terms; quoted for reporting and comment)
- DSCR Authority requirements summary(the publisher's own terms; quoted for reporting and comment)
- CrowdfundedWealth DSCR lender comparison(the publisher's own terms; quoted for reporting and comment)
- Sistar Mortgage DSCR requirements and rates(the publisher's own terms; quoted for reporting and comment)
- RefiGuide DSCR loan for mixed-use property(the publisher's own terms; quoted for reporting and comment)
- Deephaven Mortgage DSCR products(the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
Cite or embed this figure
The median published figure in the DSCR Lender Terms is 3,000,000 USD across 4 sources' own pages (range 2,500,000 to 4,500,000 USD), read 12 October 2026.
4 of the 41 named sources read in full publish a figure; 37 publish none, read 12 October 2026.
DSCR Lender Terms, term maximum loan size: median 3,000,000 USD across 4 sources, read 12 October 2026.
The median is unchanged since 26 September 2026 (was 3,000,000 USD across 4).
Cite as: "Commercial Refinance Quotes DSCR Lender Terms", updated 2026-10-19, https://commercialrefinancequotes.com/datasets/dscr-lender-terms/.
Download the CSV (4 rows, computed 2026-10-19)