Commercial Loan Direct publishes the market's ranges, not its own box
Commercial Loan Direct publishes two of the more useful guides in this market and both describe what lenders generally require rather than what this firm will do, which is the distinction every figure on this site carries.
What this firm publishes
What
Figure
Read from the page
Source
Published maximum loan-to-value
$75/mo
"65% to 75% LTV: Common for many conventional commercial mortgages"
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What it publishes
Read 10 September 2026: '65% to 75% LTV: Common for many conventional commercial mortgages', within a section titled Typical LTV Ranges in 2026. Its companion page on 2026 DSCR requirements publishes coverage figures clustering at 1.20 and 1.25.
The four pillars, quoted
'Whether you are buying, refinancing, or cashing out equity, lenders typically focus on four major credit pillars: debt service coverage ratio (DSCR), loan-to-value (LTV), liquidity, and net worth.' That is a good checklist and a fair summary of what a commercial file is judged on, and it is worth reading as guidance rather than as an offer.
Questions borrowers ask before they apply
Is Commercial Loan Direct's 75% an offer?
No. It is published as what is common for conventional commercial mortgages, which is a statement about the market rather than this firm's credit box.
What DSCR does it publish?
Its DSCR guide publishes figures clustering at 1.20 and 1.25 as conventional minimums.
