{
 "name": "Commercial Refinance Quotes Heloc Lender Board",
 "title": "Heloc Lender Board",
 "url": "https://commercialrefinancequotes.com/datasets/heloc-lender-board/",
 "csv": "https://commercialrefinancequotes.com/datasets/heloc-lender-board.csv",
 "markdown": "https://commercialrefinancequotes.com/datasets/heloc-lender-board/index.md",
 "computed_at": "2026-10-19",
 "license": "https://commercialrefinancequotes.com/terms",
 "headline": "The median published figure in the Heloc Lender Board is 7.23 percent across 2 sources' own pages (range 6.95 to 7.51 percent), read 17 October 2026.",
 "quotes": [
  "The median published figure in the Heloc Lender Board is 7.23 percent across 2 sources' own pages (range 6.95 to 7.51 percent), read 17 October 2026.",
  "2 of the 30 named sources read in full publish a figure; 28 publish none, read 17 October 2026.",
  "The median is unchanged since 5 October 2026 (was 7.23 percent across 2)."
 ],
 "citation": "\"Commercial Refinance Quotes Heloc Lender Board\", updated 2026-10-19, https://commercialrefinancequotes.com/datasets/heloc-lender-board/.",
 "changed_since": {
  "since": "2026-10-05",
  "previous_median": 7.23,
  "delta": 0,
  "direction": "unchanged",
  "sentence": "The median is unchanged since 5 October 2026 (was 7.23 percent across 2)."
 },
 "national": {
  "unit": "%",
  "n": 2,
  "median": 7.23,
  "min": 6.95,
  "max": 7.51,
  "p25": null,
  "p75": null,
  "mean": 7.23,
  "units": {
   "%": 2
  },
  "published_sources": 2,
  "named_sources": 33,
  "read_sources": 30,
  "not_published": 28,
  "published_share": 0.067
 },
 "by_axis": {},
 "rows": [
  {
   "source": "Figure home equity line",
   "url": "https://www.figure.com/home-equity-line/",
   "figure": "6.95%",
   "value": 6.95,
   "unit": "%",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-10-17",
   "quote": "Available initial APRs range from 6.95% to 14.40%, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "de06953912112f7eebb083d69d60024b9a9c5d59c3a62c06421059c7c2fc2f8f"
  },
  {
   "source": "Connexus Credit Union HELOC",
   "url": "https://www.connexuscu.org/loans/heloc",
   "figure": "7.51%",
   "value": 7.51,
   "unit": "%",
   "vat": null,
   "axis": {},
   "retrieved_at": "2026-10-17",
   "quote": "Non-introductory rate is 7.51% APR and is current as of 09/12/2026.",
   "source_class": "primary-provider-own-site",
   "text_sha256": "010743b77f07bd62500b6a31386842867191add605260ded35cad1d06c9b8775"
  }
 ],
 "not_published": [
  {
   "source": "Navy Federal Credit Union HELOC",
   "url": "https://www.navyfederal.org/loans-cards/equity/home-equity-line-of-credit.html",
   "retrieved_at": "2026-10-10",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Third Federal HELOC",
   "url": "https://www.thirdfederal.com/home-equity-line-of-credit",
   "retrieved_at": "2026-10-10",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "U.S. Bank HELOC",
   "url": "https://www.usbank.com/home-loans/home-equity/home-equity-line-of-credit.html",
   "retrieved_at": "2026-10-17",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Chase home equity",
   "url": "https://www.chase.com/personal/home-equity",
   "retrieved_at": "2026-10-10",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Discover home equity loan",
   "url": "https://www.discover.com/home-loans/home-equity-loan/",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "PenFed HELOC and today's rates",
   "url": "https://www.penfed.org/mortgage/heloc",
   "retrieved_at": "2026-10-17",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Bank of America home equity rates",
   "url": "https://www.bankofamerica.com/home-equity/home-equity-rates/",
   "retrieved_at": "2026-10-17",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "PNC Choice home equity line of credit",
   "url": "https://www.pnc.com/en/personal-banking/borrowing/home-equity-loans/home-equity-line-of-credit.html",
   "retrieved_at": "2026-10-17",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Regions home equity line of credit",
   "url": "https://www.regions.com/personal-banking/home-equity-line-of-credit",
   "retrieved_at": "2026-10-03",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "KeyBank home equity line of credit",
   "url": "https://www.keybank.com/personal/loans-lines-credit/home-equity-line-credit",
   "retrieved_at": "2026-09-19",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Aven home equity card",
   "url": "https://www.aven.com/",
   "retrieved_at": "2026-10-17",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "SoFi HELOC",
   "url": "https://www.sofi.com/home-loans/heloc/",
   "retrieved_at": "2026-10-10",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "SoFi HELOC rates in Texas",
   "url": "https://www.sofi.com/heloc-rates-in-texas/",
   "retrieved_at": "2026-09-26",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Rocket Mortgage home equity",
   "url": "https://www.rocketmortgage.com/home-equity",
   "retrieved_at": "2026-10-10",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Achieve home equity loans",
   "url": "https://www.achieve.com/home-equity-loans",
   "retrieved_at": "2026-10-17",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Alliant Credit Union HELOC",
   "url": "https://www.alliantcreditunion.org/loans/home-equity-line-of-credit",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "First Tech Federal home equity",
   "url": "https://www.firsttechfed.com/loans-and-credit/home-loans/home-equity",
   "retrieved_at": "2026-10-10",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Navy Federal equity products",
   "url": "https://www.navyfederal.org/loans-cards/equity.html",
   "retrieved_at": "2026-10-10",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "CFPB: what is a home equity line of credit",
   "url": "https://www.consumerfinance.gov/ask-cfpb/what-is-a-home-equity-line-of-credit-heloc-en-107/",
   "retrieved_at": "2026-10-10",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "CFPB HELOC booklet",
   "url": "https://files.consumerfinance.gov/f/documents/cfpb_heloc-brochure.pdf",
   "retrieved_at": "2026-09-19",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "LendingTree HELOC rate tracker",
   "url": "https://www.lendingtree.com/home/home-equity/heloc/",
   "retrieved_at": "2026-10-17",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "ConsumerAffairs HELOC guide",
   "url": "https://www.consumeraffairs.com/finance/heloc/",
   "retrieved_at": "2026-10-17",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "Forbes Advisor Connexus HELOC review",
   "url": "https://www.forbes.com/advisor/home-equity/connexus-credit-union-heloc-review/",
   "retrieved_at": "2026-10-10",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "LendEDU best credit union HELOCs",
   "url": "https://lendedu.com/blog/best-credit-union-helocs/",
   "retrieved_at": "2026-10-17",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "LendEDU SoFi HELOC review",
   "url": "https://lendedu.com/blog/sofi-heloc-home-equity-loan-review/",
   "retrieved_at": "2026-10-17",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Credit Karma Third Federal HELOC review",
   "url": "https://www.creditkarma.com/home-loans/i/third-federal-heloc-review",
   "retrieved_at": "2026-09-12",
   "reason": "read in full and no accepted figure on the page"
  },
  {
   "source": "Nasdaq PNC home equity review",
   "url": "https://www.nasdaq.com/articles/pnc-home-equity-review",
   "retrieved_at": "2026-09-26",
   "reason": "every candidate on the page was refused"
  },
  {
   "source": "CNBC Select best HELOC lenders",
   "url": "https://www.cnbc.com/select/best-heloc-lenders/",
   "retrieved_at": "2026-10-03",
   "reason": "read in full and no accepted figure on the page"
  }
 ],
 "sources": [
  {
   "url": "https://www.navyfederal.org/loans-cards/equity/home-equity-line-of-credit.html",
   "label": "Navy Federal Credit Union HELOC",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.thirdfederal.com/home-equity-line-of-credit",
   "label": "Third Federal HELOC",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.usbank.com/home-loans/home-equity/home-equity-line-of-credit.html",
   "label": "U.S. Bank HELOC",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.chase.com/personal/home-equity",
   "label": "Chase home equity",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.figure.com/home-equity-line/",
   "label": "Figure home equity line",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.discover.com/home-loans/home-equity-loan/",
   "label": "Discover home equity loan",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.connexuscu.org/loans/heloc",
   "label": "Connexus Credit Union HELOC",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.penfed.org/mortgage/heloc",
   "label": "PenFed HELOC and today's rates",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.bankofamerica.com/home-equity/home-equity-rates/",
   "label": "Bank of America home equity rates",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.pnc.com/en/personal-banking/borrowing/home-equity-loans/home-equity-line-of-credit.html",
   "label": "PNC Choice home equity line of credit",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.regions.com/personal-banking/home-equity-line-of-credit",
   "label": "Regions home equity line of credit",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.keybank.com/personal/loans-lines-credit/home-equity-line-credit",
   "label": "KeyBank home equity line of credit",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.aven.com/",
   "label": "Aven home equity card",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.sofi.com/home-loans/heloc/",
   "label": "SoFi HELOC",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.sofi.com/heloc-rates-in-texas/",
   "label": "SoFi HELOC rates in Texas",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.tdbank.com/personal/home-equity.html",
   "label": "TD Bank home equity",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.rocketmortgage.com/home-equity",
   "label": "Rocket Mortgage home equity",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.achieve.com/home-equity-loans",
   "label": "Achieve home equity loans",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.alliantcreditunion.org/loans/home-equity-line-of-credit",
   "label": "Alliant Credit Union HELOC",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.firsttechfed.com/loans-and-credit/home-loans/home-equity",
   "label": "First Tech Federal home equity",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.navyfederal.org/loans-cards/equity.html",
   "label": "Navy Federal equity products",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.consumerfinance.gov/ask-cfpb/what-is-a-home-equity-line-of-credit-heloc-en-107/",
   "label": "CFPB: what is a home equity line of credit",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://files.consumerfinance.gov/f/documents/cfpb_heloc-brochure.pdf",
   "label": "CFPB HELOC booklet",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.lendingtree.com/home/home-equity/heloc/",
   "label": "LendingTree HELOC rate tracker",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.consumeraffairs.com/finance/heloc/",
   "label": "ConsumerAffairs HELOC guide",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.forbes.com/advisor/home-equity/connexus-credit-union-heloc-review/",
   "label": "Forbes Advisor Connexus HELOC review",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://lendedu.com/blog/best-credit-union-helocs/",
   "label": "LendEDU best credit union HELOCs",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://lendedu.com/blog/sofi-heloc-home-equity-loan-review/",
   "label": "LendEDU SoFi HELOC review",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.creditkarma.com/home-loans/i/third-federal-heloc-review",
   "label": "Credit Karma Third Federal HELOC review",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.nasdaq.com/articles/pnc-home-equity-review",
   "label": "Nasdaq PNC home equity review",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.bankrate.com/home-equity/heloc-rates/",
   "label": "Bankrate HELOC rates",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.credible.com/mortgage/best-heloc-rates",
   "label": "Credible best HELOC rates",
   "license": "the publisher's own terms; quoted for reporting and comment"
  },
  {
   "url": "https://www.cnbc.com/select/best-heloc-lenders/",
   "label": "CNBC Select best HELOC lenders",
   "license": "the publisher's own terms; quoted for reporting and comment"
  }
 ],
 "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 2 of the 30 named sources that could be read published a usable figure; 28 published none and are recorded as not published, never filled in; 3 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in % (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 92 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per lender: the published APR or APR range and the index it floats on, the introductory rate and how long it lasts, the draw and repayment periods, the maximum CLTV, the minimum and maximum line, the annual and closing fees, and the states served - so the spread between the cheapest and dearest published APR on the same day, and the share of lenders publishing a rate rather than a range, is the figure. The comparison sites rank on their own affiliate economics; reading every lender's own rate page on the same day and publishing the spread with its date is what none of them does.",
 "embed": "<figure style=\"margin:0;padding:16px;border:1px solid #d9d9d9;border-radius:8px;background:#ffffff;color:#111111;font-family:system-ui,sans-serif;max-width:480px\"><p style=\"margin:0 0 8px;font-size:28px;font-weight:700;color:#111111;background:#ffffff\">7.23 percent</p><p style=\"margin:0 0 8px;font-size:14px;color:#111111;background:#ffffff\">median published figure, Heloc Lender Board, across 2 sources, read 17 October 2026</p><figcaption style=\"font-size:12px;color:#444444;background:#ffffff\"><a href=\"https://commercialrefinancequotes.com/datasets/heloc-lender-board/#median\" style=\"color:#1a4fd6;background:#ffffff\">Source: Commercial Refinance Quotes Heloc Lender Board</a></figcaption></figure>"
}