{ "name": "Commercial Refinance Quotes Farm and Land Loan Rates", "title": "Farm and Land Loan Rates", "url": "https://commercialrefinancequotes.com/datasets/farm-and-land-loan-rates/", "csv": "https://commercialrefinancequotes.com/datasets/farm-and-land-loan-rates.csv", "markdown": "https://commercialrefinancequotes.com/datasets/farm-and-land-loan-rates/index.md", "computed_at": "2026-10-19", "license": "https://commercialrefinancequotes.com/terms", "headline": "The Farm and Land Loan Rates carries 11 published figures read from 3 sources' own pages; the 10 published figures given by programme run from 2 to 6.75 percent, read 12 October 2026.", "quotes": [ "The Farm and Land Loan Rates carries 11 published figures read from 3 sources' own pages; the 10 published figures given by programme run from 2 to 6.75 percent, read 12 October 2026.", "3 of the 14 named sources read in full publish a figure; 11 publish none, read 12 October 2026.", "Farm and Land Loan Rates, programme Farm Operating - Direct: median 5.25 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Guaranteed cap, under 5 years (SOFR plus): median 6.75 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Guaranteed cap, 5 years or more (5-year Treasury plus): median 5.50 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Rural Development Single Family Housing Direct: median 5.25 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Farm Operating - Microloan: median 5.25 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Farm Ownership - Direct: median 6 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Farm Ownership - Microloan: median 6 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Farm Ownership - Joint Financing: median 4 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Farm Ownership - Down Payment: median 2 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, programme Emergency Loan - Actual Loss: median 3.75 percent across 1 source, read 12 October 2026.", "Farm and Land Loan Rates, month 2026-06: median 5 percent across 1 source, read 12 October 2026." ], "citation": "\"Commercial Refinance Quotes Farm and Land Loan Rates\", updated 2026-10-19, https://commercialrefinancequotes.com/datasets/farm-and-land-loan-rates/.", "changed_since": null, "national": { "unit": "%", "n": 11, "median": 5.25, "min": 2, "max": 6.75, "p25": 4, "p75": 6, "mean": 4.9773, "units": { "%": 11 }, "published_sources": 3, "named_sources": 15, "read_sources": 14, "not_published": 11, "published_share": 0.214 }, "by_axis": { "programme": { "Farm Operating - Direct": { "%": { "n": 1, "median": 5.25, "min": 5.25, "max": 5.25, "p25": 5.25, "p75": 5.25, "mean": 5.25 } }, "Guaranteed cap, under 5 years (SOFR plus)": { "%": { "n": 1, "median": 6.75, "min": 6.75, "max": 6.75, "p25": 6.75, "p75": 6.75, "mean": 6.75 } }, "Guaranteed cap, 5 years or more (5-year Treasury plus)": { "%": { "n": 1, "median": 5.5, "min": 5.5, "max": 5.5, "p25": 5.5, "p75": 5.5, "mean": 5.5 } }, "Rural Development Single Family Housing Direct": { "%": { "n": 1, "median": 5.25, "min": 5.25, "max": 5.25, "p25": 5.25, "p75": 5.25, "mean": 5.25 } }, "Farm Operating - Microloan": { "%": { "n": 1, "median": 5.25, "min": 5.25, "max": 5.25, "p25": 5.25, "p75": 5.25, "mean": 5.25 } }, "Farm Ownership - Direct": { "%": { "n": 1, "median": 6, "min": 6, "max": 6, "p25": 6, "p75": 6, "mean": 6 } }, "Farm Ownership - Microloan": { "%": { "n": 1, "median": 6, "min": 6, "max": 6, "p25": 6, "p75": 6, "mean": 6 } }, "Farm Ownership - Joint Financing": { "%": { "n": 1, "median": 4, "min": 4, "max": 4, "p25": 4, "p75": 4, "mean": 4 } }, "Farm Ownership - Down Payment": { "%": { "n": 1, "median": 2, "min": 2, "max": 2, "p25": 2, "p75": 2, "mean": 2 } }, "Emergency Loan - Actual Loss": { "%": { "n": 1, "median": 3.75, "min": 3.75, "max": 3.75, "p25": 3.75, "p75": 3.75, "mean": 3.75 } } }, "month": { "2026-06": { "%": { "n": 1, "median": 5, "min": 5, "max": 5, "p25": 5, "p75": 5, "mean": 5 } } } }, "rows": [ { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "5.250%", "value": 5.25, "unit": "%", "vat": null, "axis": { "programme": "Farm Operating - Direct" }, "retrieved_at": "2026-10-12", "quote": "Program Interest Rates Farm Operating - Direct 5.250%", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "6.75%", "value": 6.75, "unit": "%", "vat": null, "axis": { "programme": "Guaranteed cap, under 5 years (SOFR plus)" }, "retrieved_at": "2026-10-12", "quote": "For loans with rates variable or fixed for less than 5 years: The prior business day’s SOFR plus 6.75%.", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "5.5%", "value": 5.5, "unit": "%", "vat": null, "axis": { "programme": "Guaranteed cap, 5 years or more (5-year Treasury plus)" }, "retrieved_at": "2026-10-12", "quote": "For loans with rates fixed for 5 years or more: The prior business day’s 5 Year Treasury note rate plus 5.5%. *Note: If SOFR is less than 1.75%, lenders may add an additional 1% to each of the respective maximums above.", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA announces June 2026 lending rates for agricultural producers", "url": "https://www.fsa.usda.gov/news-events/news/06-01-2026/usda-announces-june-2026-lending-rates-agricultural-producers", "figure": "5.000%", "value": 5, "unit": "%", "vat": null, "axis": { "month": "2026-06" }, "retrieved_at": "2026-10-12", "quote": "Interest rates for Operating and Ownership loans for June 2026 are as follows: Farm Operating Loans (Direct): 5.000%", "source_class": "primary-government", "text_sha256": "85f9ee4799144da3e32713c1558f2bf213fea9611c959b9b58a24bea9bcbd08a" }, { "source": "USDA Rural Development single family housing direct loans", "url": "https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-direct-home-loans", "figure": "5.250%", "value": 5.25, "unit": "%", "vat": null, "axis": { "programme": "Rural Development Single Family Housing Direct" }, "retrieved_at": "2026-10-12", "quote": "Effective September 1, 2026, the current interest rate for Single Family Housing Direct home loans is 5.250% for low-income and very low-income borrowers.", "source_class": "primary-government", "text_sha256": "" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "5.250%", "value": 5.25, "unit": "%", "vat": null, "axis": { "programme": "Farm Operating - Microloan" }, "retrieved_at": "2026-10-12", "quote": "Farm Operating - Microloan 5.250%", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "6.000%", "value": 6, "unit": "%", "vat": null, "axis": { "programme": "Farm Ownership - Direct" }, "retrieved_at": "2026-10-12", "quote": "Farm Ownership - Direct 6.000%", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "6.000%", "value": 6, "unit": "%", "vat": null, "axis": { "programme": "Farm Ownership - Microloan" }, "retrieved_at": "2026-10-12", "quote": "Farm Ownership - Microloan 6.000%", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "4.000%", "value": 4, "unit": "%", "vat": null, "axis": { "programme": "Farm Ownership - Joint Financing" }, "retrieved_at": "2026-10-12", "quote": "Farm Ownership - Direct, Joint Financing 4.000%", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "2.000%", "value": 2, "unit": "%", "vat": null, "axis": { "programme": "Farm Ownership - Down Payment" }, "retrieved_at": "2026-10-12", "quote": "Farm Ownership - Down Payment 2.000%", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" }, { "source": "USDA FSA current loan interest rates", "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "figure": "3.750%", "value": 3.75, "unit": "%", "vat": null, "axis": { "programme": "Emergency Loan - Actual Loss" }, "retrieved_at": "2026-10-12", "quote": "Emergency Loan - Amount of Actual Loss 3.750%", "source_class": "primary-government", "text_sha256": "8ab50c75317617e4be3bda60a43c10a1225c7c3ef1862fc6cf90fa9080cac5fa" } ], "not_published": [ { "source": "USDA FSA farm loan programmes rate table", "url": "https://dts.fsa.usda.gov/programs-and-services/farm-loan-programs/index", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "USDA FSA farm ownership loans", "url": "https://www.fsa.usda.gov/resources/loans/farm-ownership-loans", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Farmers.gov farm loans", "url": "https://www.farmers.gov/loans", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "Farm Credit Administration", "url": "https://www.fca.gov/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "USDA Economic Research Service farm sector income and finances", "url": "https://www.ers.usda.gov/topics/farm-economy/farm-sector-income-finances", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Farm Credit Services of America land refinancing", "url": "https://www.fcsamerica.com/financing/land-refinancing", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Farm Credit Services of America land loans", "url": "https://www.fcsamerica.com/financing/land-loans", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Texas Farm Credit land refinancing", "url": "https://texasfarmcredit.com/products-services/land-loans/land-refinancing/", "retrieved_at": "2026-10-12", "reason": "read in full and no accepted figure on the page" }, { "source": "Mossy Oak Properties land loan rates and options", "url": "https://www.mossyoakproperties.com/how-finance-land-best-loan-options-tips/", "retrieved_at": "2026-09-12", "reason": "every candidate on the page was refused" }, { "source": "LendingTree land loans", "url": "https://www.lendingtree.com/home/mortgage/how-to-get-a-land-loan/", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" }, { "source": "Mississippi State University Extension on the Farm Credit System", "url": "https://extension.msstate.edu/publications/knowing-your-agricultural-lenders-i-farm-credit-system", "retrieved_at": "2026-10-12", "reason": "every candidate on the page was refused" } ], "sources": [ { "url": "https://www.fsa.usda.gov/tools/informational/rates/current-fsa-loan-interest-rates", "label": "USDA FSA current loan interest rates", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://dts.fsa.usda.gov/programs-and-services/farm-loan-programs/index", "label": "USDA FSA farm loan programmes rate table", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fsa.usda.gov/news-events/news/06-01-2026/usda-announces-june-2026-lending-rates-agricultural-producers", "label": "USDA announces June 2026 lending rates for agricultural producers", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fsa.usda.gov/resources/loans/farm-ownership-loans", "label": "USDA FSA farm ownership loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.farmers.gov/loans", "label": "Farmers.gov farm loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-direct-home-loans", "label": "USDA Rural Development single family housing direct loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fca.gov/", "label": "Farm Credit Administration", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.ers.usda.gov/topics/farm-economy/farm-sector-income-finances", "label": "USDA Economic Research Service farm sector income and finances", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fcsamerica.com/financing/land-refinancing", "label": "Farm Credit Services of America land refinancing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.fcsamerica.com/financing/land-loans", "label": "Farm Credit Services of America land loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://texasfarmcredit.com/products-services/land-loans/land-refinancing/", "label": "Texas Farm Credit land refinancing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.eglinfcu.org/land_construction/", "label": "Eglin Federal Credit Union land and construction financing", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.mossyoakproperties.com/how-finance-land-best-loan-options-tips/", "label": "Mossy Oak Properties land loan rates and options", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://www.lendingtree.com/home/mortgage/how-to-get-a-land-loan/", "label": "LendingTree land loans", "license": "the publisher's own terms; quoted for reporting and comment" }, { "url": "https://extension.msstate.edu/publications/knowing-your-agricultural-lenders-i-farm-credit-system", "label": "Mississippi State University Extension on the Farm Credit System", "license": "the publisher's own terms; quoted for reporting and comment" } ], "methodology": "Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2). 3 of the 14 named sources that could be read published a usable figure; 11 published none and are recorded as not published, never filled in; 1 could not be read (blocked, dead or unreachable) and count nowhere. The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source for each breakdown it prices, in % (a source's median where its page yielded several accepted sentences for one breakdown), so a page that gives figures for several breakdowns gives one for each and N counts 11 figures, never sentences; 52 candidate sentence(s) were refused by a reviewer with the reason recorded. The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per programme per loan type per month, quoted from the authority that sets it - the Farm Service Agency's monthly lending-rate notice for the direct programmes, the statutory formula for the guaranteed cap (SOFR plus a stated spread, or the five-year Treasury plus a stated spread), and the Farm Credit associations' published land terms beside them - so the SERIES is the product: what a farm ownership loan has cost month by month, and the spread between the government programme rate and what a Farm Credit or commercial lender offers on the same land. The FSA publishes this month; nobody publishes the run of months as a series a borrower can time a refinance against.", "embed": "

2 to 6.75 percent

10 of 11 published figures (programme), Farm and Land Loan Rates, across 3 sources, read 12 October 2026

Source: Commercial Refinance Quotes Farm and Land Loan Rates
" }